Retirement Planning

Proper and thoughtful planning is an important component of achieving your retirement goals.

The graphic shown above provides a good tool to assess and compare your own retirement strategies, asset allocation and income planning. It shows a conservative approach with a solid foundation to financially secure retirement.

You may or may not have all these components in place yet, but it is never too late to start building your plan or analyzing, adjusting or reallocating assets in your existing plan to maximize your financial security and returns on your investments.

Seek out a firm and an advisor who is willing to invest the time and effort to get to know you, know you needs and aspirations and is willing to work with you side by side to build a plan for a happy retirement that you deserve.

Portfolio Management

Our customer-centric portfolio prioritization approach is focused on our customer’s objectives. We get your input to establish what your goals and aspirations are and then try and match you with one of the top money managers that are aligned with your objectives.

For example, we may suggest one of your money managers that are laser-focused on growth. And if you prefer higher dividends and less volatility then we may recommend a different money manager for you.

Asset Management

Our investment philosophy is simple, provide customized solutions to meet the needs for our customers while helping them reach their investment goals. Our asset managers while diligently working to find the best investment opportunities simultaneously strive to achieve highest level of downside protection.

Our investment partners utilize the service of

• Howard Capital Management
• Toiber Cosmata and Associates
• Horizon Investments
• Bookmont Capital Management
• Panthrax Asset Management
• Guggenheim Investments AND
• Frist Trust

Each of these organizations brings their unique specialized expertise and knowledge that provides our clients the best opportunity and choice of options that aligns with their investment philosophies.

Tax Planning

Tax planning plays an important role not only while you are taking your Required Minimum Distributions and withdrawing your social security benefits. It does come into play as well while passing down your legacy to your children and grandchildren.

If not properly planned and thought out you may face unnecessary, immediate and heavy taxes when you retire and your beneficiaries could face them should you unexpectedly pass away.

*We do not give Tax Advice. This service is provided through our Strategic Partners in coordination with your CPAs or Tax Attorneys.